Axis Bank Recruitment 2023-24

Axis Bank is seeking a highly motivated and experienced Commercial Loan Officer to join our dynamic team. As a Commercial Loan Officer, you will play a crucial role in originating, structuring, and closing commercial loans for businesses of all sizes. Your expertise in financial analysis, credit risk evaluation, and relationship building will be instrumental in contributing to Axis Bank's growth in the corporate banking sector.

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Responsibilities:

• Identify and develop new business opportunities by prospecting for potential clients, networking with industry professionals, and attending industry events
• Conduct thorough financial analysis of prospective borrowers, assessing their creditworthiness and repayment capacity
• Structure and negotiate loan terms and conditions, ensuring alignment with Axis Bank's risk appetite and client needs
• Prepare comprehensive loan proposals and present them to clients and credit committees
• Manage the loan origination process, coordinating with various internal departments and external parties
• Monitor and maintain loan portfolios, ensuring timely repayment and adherence to loan covenants
• Build and maintain strong relationships with clients, acting as a trusted advisor and providing ongoing financial support
• Stay up-to-date on industry trends, regulatory changes, and economic developments

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Skills:

• Strong understanding of commercial lending principles, practices, and regulations
• Expertise in financial analysis, credit risk evaluation, and loan structuring
• Proven track record of originating, structuring, and closing commercial loans
• Excellent communication and presentation skills, with the ability to convey complex financial concepts to both technical and non-technical audiences
• Strong negotiation and closing skills, with the ability to reach mutually beneficial agreements with clients
• Excellent relationship-building skills, with the ability to cultivate and maintain strong relationships with clients
• Strong analytical and problem-solving skills, with the ability to identify and resolve complex financial issues
• Ability to work independently and as part of a team